
There
are numerous types of professional liability. Policies and coverages
can be very different from one another. For your own safety, require
vendors to carry the right type of coverage for the services being
provided.
It’s important to ask your screening
company for documentation. You may not have the protection you expect
if the coverage isn’t appropriate. And other screening companies
may charge you four times as much for their services if they provide
such a high level of coverage. At Impact Health, your peace of mind comes
standard — with no extra or hidden charges.
What
to Look For
Virtually every Professional
Liability Policy includes a “Definitions Section” which
outlines the coverage afforded under that particular policy.
For example, Impact Health carries “Healthcare
Medical Professional Liability Insurance.” This
provides for: • The
delivery of medical, nursing or other healthcare services
• Supervising, teaching, education, proctoring and more Other common coverage is “Managed
Healthcare Professional Liability Insurance.”
This
provides for: • Credentialing
• Utilization review
• Healthcare management
• Marketing, advertising and promotional services
This coverage does not provide for the
delivery of healthcare services.
Impact Health has made an investment in the type of coverage that provides
protection for our clients. Choosing a vendor to deliver healthcare, screening
and educational services is an important decision. Please be informed and ask
the right questions.
For
more information please call 1-800-577-3030 x222
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